Is it possible to economize on the treatment of teeth in the US?
Perhaps the most important thing is what to say – check the condition of the teeth before traveling or moving to the United States. This is what can save money, nerves, and time for you. Another piece of advice is to purchase the Medicare dental insurance policy.
To treat teeth in the USA is not a cheap pleasure. Even if assistance is required in an emergency, not everyone is ready to pay cosmic $ 200-500 for simple treatment or removal of one tooth. Some Americans regularly go to Mexico, to dentists with low qualifications, but more acceptable prices. For comparison: anyone, even the most difficult treatment in Russia and the CIS countries will be cheaper at times. Therefore, the optimal solution will be the Medicare dental insurance policy.
Another chance to save – treat your teeth from student trains and recent graduates. All procedures are conducted under the control of experienced doctors, but they cost two or three times cheaper. If you’re still afraid of risks, then you can save funds at least on preventive cleansing made by students. But, if you do not want to risk your health, it is better to make the Medicare dental insurance policy.
To visit such young specialists, you need to:
- find a training institution on the website of the Association of Dentists of America;
- fill out the online form or apply on the phone.
Due to great demand, you are unlikely to be approved immediately. The period of waiting for the treatment or cleaning of the teeth is an average of 1-2 weeks. Urgently dentist students will be able to help only with dental removal.
There are clinics working on voluntary principles. There you can cure for free or leave a hindered charitable fee. You can find more about their location on the health bureau sites or in charitable foundations. This is another advantage of the Medicare dental insurance policy. Yes, to treat teeth without insurance in the United States is possible, but no one knows how safe and reliable it is.
Who needs dental insurance most of all?
Usually, insurance does not cover the services of the dentist – there are separate insurance plans for this. They cost tangible money ($ 40-150 per month), but in any case cheaper than large-scale treatment. This is one of the main reasons why it is better to make the Medicare dental insurance policy.
In particular, it is worth spending money if:
- you have bad heredity of the teeth;
- you have already done prosthetics;
- you periodically have small inflammation of the gums or other discomfort in the oral cavity;
- you wore or wear braces.
In these cases, the Medicare dental insurance policy will be a solution to the problem.
Medical savings accounts (MSA)
In addition to the services in terms of part A and part in Medicare, which should cover all medical saving account plans, some of them can cover additional benefits for a separate fee, for example:
- eye diseases;
- long-term treatment;
This is the basic principle of the Medicare dental insurance policy – services that are not covered by the standard policy.
Does the standard insurance policy cover dental services?
Medical insurance, as a rule, covers the therapist services, inspections, preventive procedures. Standard policies do not cover specialization, such as ophthalmologists or dentists. Cheaper insurance allows us to be treated only in the network of doctors cooperating with the insurance company. Then visiting another doctor will cost more expensive or you will have to pay for everything by yourself. Therefore, the Medicare dental insurance policy is what you need.